Rules, replacements and exceptions worksheet
Write what is paused, what is always allowed, your replacement rule and planned exceptions — with a completed example page.
Paused
Categories or items I am not buying — name them specifically.
Always allowed
Essentials first. Buying these means I followed my plan.
Replacement rule
When a paused item may be replaced: used up, broken, outgrown, required — and nothing I own works.
Planned exceptions
Gifts, work, travel, accessibility, changing circumstances.
Why I am doing this
One sentence, just for me.
If a rule stops working
Write the new rule, the date it starts and why. Days already logged keep the rule they were logged under.
My no-buy month (completed example)
Calendar month, November 1–30 · weekly check-in on Sundays
Paused
New clothes and shoes · home decor and storage boxes · online impulse shopping
Always allowed
Groceries · medicine and health care · rent, utilities, phone · bus pass · minimum payments · necessary repairs · my child's school needs
Replacement rule
Clothes or shoes only when worn out, no longer fitting, or required for work — and nothing I own works.
Planned exceptions
My sister's birthday gift (planned, set budget) · anything my circumstances make necessary, after I update the rules
Why I am doing this
Use what I already own and notice what I actually miss.