Frequently asked questions
Short answers, each pointing to the page that covers the topic in full.
What is a no buy challenge?
A set period — a few days, a month, a year — when you stop buying things in categories you choose (for example new clothes, decor or makeup) and use what you already have. Essentials such as food, medicine, housing, utilities, transport and necessary replacements stay allowed. Read the full guide.
Do I have to stop all spending?
No. None of the challenges on this site means stopping necessary spending. You choose what is paused; everything you need to live stays allowed, and buying it counts as following your plan.
What is the difference between no-buy, low-buy and no-spend?
On this site, a no-buy pauses chosen categories of things, a low-buy allows them within limits you set, and a no-spend pauses chosen discretionary spending (like takeout or paid outings) for a period. See no buy vs low buy and no buy vs no spend.
How long should my first challenge be?
Whatever you can finish. A week with one or two paused categories is a good first test; a month meets more real-life moments; a year works best when it is narrow and reviewed monthly.
What happens if I buy something off-plan?
Log it, note what happened, and choose a calm next step: revise an unclear rule, add a missing exception, or simply continue tomorrow. There is no streak to lose. More on off-plan days.
Is my plan private?
Yes. The tools run in your browser. Nothing you write is sent to this site or anyone else. If you choose "Save on this device", it is stored in this browser profile only — it does not sync, and clearing browser data can remove it. You can export a backup or delete your data at any time.
Do I need an account?
No. There are no accounts, sign-ups or emails. Everything is free.
Can I use the tracker on my phone and computer?
Yes, but they will not sync. To move a plan, export a backup file on one device and import it on the other.
Will the site tell me how much money I saved?
No. An avoided or delayed purchase is not the same as money saved, so the site never shows an estimated savings total. If saving is a goal, decide where money goes and move it yourself.
Are the printables really free?
Yes — free to print for personal, household and classroom use, in US Letter and A4, with no email required. See all printables.
Is this financial advice?
No. The site offers general education and planning tools. It is not financial, legal, medical or psychological advice. See the disclaimer.
Is a no buy challenge right if money is already very tight?
Probably not. If you are already spending mostly on essentials, a challenge is not the tool, and tight money is not a willpower problem. In the US, calling 211 connects you to local help with housing and utility bills; similar services may exist where you live.