Terms of Use

Plain-language terms for a free educational site.

Using the site

No Buy Challenge is free to use. By using it you agree to these terms. If you do not agree, please don’t use the site.

Personal use of printables and tools

You may print, copy and use the printables and the plans you build for your own personal, household or classroom use. Please don’t resell them, republish them as your own, or remove the site’s name from them. Linking to any page is always welcome.

Your decisions are yours

The site offers general education and planning tools, not professional advice (see the disclaimer). You are responsible for decisions you make about your money, purchases, health and products. Never delay essential spending because of anything on this site.

Your data

What you enter in the tools stays in your browser; see the privacy policy. Because it is stored only on your device, we cannot recover it if it is deleted or lost. Export a backup if it matters to you.

Accuracy and availability

We work to keep guides accurate and sources current, but we can’t guarantee that every page is complete, error-free or always available. External links are provided for convenience and may change.

Limitation of liability

To the extent the law allows, the site and its operator are not liable for losses arising from use of the site, its tools or printables, or from reliance on its content. Nothing in these terms limits rights you have that cannot be limited by law.

Changes

These terms may be updated; the date above shows the latest version. Questions: contact.