Build your challenge
Choose what to pause and for how long, write your rules in your own words, and get a one-page rule sheet. Nothing is saved unless you choose to.
The builder needs JavaScript. You can still plan on paper with the steps below or a free printable worksheet.
The builder needs JavaScript. You can still plan on paper with the steps below or a free printable worksheet.
How the builder works
- Approach. No-buy pauses categories of things; low-buy sets your own limits; no-spend pauses chosen everyday spending.
- Length and categories. 1 day, 7 days, rolling 30 days, a calendar month, 90 days or the calendar year. Starting a calendar month or year part-way covers only the remaining days.
- Rules. Paused, always allowed, replacement rule and planned exceptions — every example is editable.
- Review and start. Add review dates and an intention, then start, print, save on this device or export a backup.
Always allowed, whatever you choose
- Groceries and basic household supplies
- Medicine, health care and prescriptions
- Rent or mortgage, utilities and phone
- Transport I need for work, school or care
- Required bill and minimum debt payments
- Necessary repairs and replacements
- Things I need for accessibility, work or safety
Example starting points
- My first no-buy week — Seven days, two categories. A small first test of the idea.
- No-buy month — One calendar month, three categories, with a weekly check-in.
- Rolling 30-day no-buy — Thirty days from any start date, not tied to the calendar.
- No-buy year — A narrow pause for the calendar year with monthly reviews.
- No new clothes — Ninety days of wearing what is already in the wardrobe.
- No-buy makeup — Use what is open first; replace only what runs out.
- Low-buy year — Flexible limits you set yourself instead of a full pause.
- One no-spend day — One prepared day without discretionary spending.
- No-spend week — A seven-day starter with groceries and bills always allowed.
- No-spend month — A calendar month limiting chosen discretionary spending.